Citizens Insurance Agency is a division of Joel T. Cheatham Inc. For over 50 years, Citizens Insurance has provided insurance expertise to governmental agencies. In 1978, this expertise expanded into the Mental Health and Human Service sector. Relationships have been built and today, Citizens Insurance Agency is humbled and honored to be one of the largest insurers of this business in the state of North Carolina.

Our staff understands the importance of managing your insurance program so that you have the insurance that you need. Our goal is to create an insurance program for you that have the coverage you need, the service you expect, a company that is financially stable and to do so at a responsible premium.

Cities, Counties, Local Management Entities, and Mental Health Providers are our specialty. For questions or a review of your current program, click here or give us a call.